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Words from the Rising Republics

California Current State

 

California...by Victor Davis Hanson

The last three weeks I have traveled about, taking the pulse of the more forgotten areas of central California. I wanted to witness, even if superficially, what is happening to a state that has the highest sales and income taxes, the most lavish entitlements, the near-worst public schools (based on federal test scores), and the largest number of illegal aliens in the nation, along with an over regulated private sector, a stagnant and shrinking manufacturing base, and an elite environmental ethos that restricts commerce and productivity without curbing consumption.

During this unscientific experiment, three times a week I rode a bike on a 20-mile trip over various rural roads in southwestern Fresno County . I also drove my car over to the coast to work, on various routes through towns like San Joaquin , Mendota, and Firebaugh. And near my home I have been driving, shopping, and touring by intent the rather segregated and impoverished areas of Caruthers, Fowler, Laton, Orange Cove, Parlier, and Selma . My own farmhouse is now in an area of abject poverty and almost no ethnic diversity; the closest elementary school (my alma mater, two miles away) is 94 percent Hispanic and 1 percent white, and well below federal testing norms in math and English.

Here are some general observations about what I saw (other than that the rural roads of California are fast turning into rubble, poorly maintained and reverting to what I remember seeing long ago in the rural South). First, remember that these areas are the ground zero, so to speak, of 20 years of illegal immigration. There has been a general depression in farming - to such an extent that the 20- to-100-acre tree and vine farmer, the erstwhile backbone of the old rural California, for all practical purposes has ceased to exist.


On the western side of the Central Valley , the effects of arbitrary cutoffs in federal irrigation water have idled tens of thousands of acres of prime agricultural land, leaving thousands unemployed. Manufacturing plants in the towns in these areas - which used to make harvesters, hydraulic lifts, trailers, food-processing equipment - have largely shut down; their production has been shipped off overseas or south of the border. Agriculture itself - from almonds to raisins - has increasingly become corporatized and mechanized, cutting by half the number of farm workers needed. So unemployment runs somewhere between 15 and 20 percent

Many of the rural trailer-house compounds I saw appear to the naked eye no different from what I have seen in the Third World . There is a Caribbean look to the junked cars, electric wires crisscrossing between various outbuildings, plastic tarps substituting for replacement shingles, lean-tos cobbled together as auxiliary housing, pit bulls unleashed, and geese, goats, and chickens roaming around the yards. The public hears about all sorts of tough California regulations that stymie business - rigid zoning laws, strict building codes, constant inspections - but apparently none of that applies out here.


It is almost as if the more California regulates, the more it does not regulate. Its public employees prefer to go after misdemeanors in the upscale areas to justify our expensive oversight industry, while ignoring the felonies in the downtrodden areas, which are becoming feral and beyond the ability of any inspector to do anything but feel irrelevant. But in the regulators' defense, where would one get the money to redo an ad hoc trailer park with a spider web of illegal bare wires?


Many of the rented-out rural shacks and stationary Winnebagos are on former small farms - the vineyards overgrown with weeds, or torn out with the ground lying fallow. I pass on the cultural consequences to communities from the loss of thousands of small farming families. I don't think I can remember another time when so many acres in the eastern part of the valley have gone out of production, even though farm prices have recently rebounded Apparently it is simply not worth the gamble of investing $7,000 to $10,000 an acre in a new orchard or vineyard. What an anomaly - with suddenly soaring farm prices, still we have thousands of acres in the world's richest agricultural belt, with available water on the east side of the valley and plentiful labor, gone idle or in disuse. Is credit frozen? Are there simply no more farmers? Are the schools so bad as to scare away potential agricultural entrepreneurs? Or are we all terrified by the national debt and uncertain future?


California coastal elites may worry about the oxygen content of water available to a three-inch smelt in the Sacramento-San Joaquin River Delta, but they seem to have no interest in the epidemic dumping of trash, furniture, and often toxic substances throughout California 's rural hinterland. Yesterday, for example, I rode my bike by a stopped van just as the occupants tossed seven plastic bags of raw refuse onto the side of the road I rode up near their bumper and said in my broken Spanish not to throw garbage onto the public road. But there were three of them, and one of me. So I was lucky to be sworn at only I note in passing that I would not drive into Mexico and, as a guest, dare to pull over and throw seven bags of trash into the environment of my host.


In fact, trash piles are commonplace out here - composed of everything from half-empty paint cans and children's plastic toys to diapers and moldy food. I have never seen a rural sheriff cite a litterer, or witnessed state EPA workers cleaning up these unauthorized wastelands. So I would suggest to Bay Area scientists that the environment is taking a much harder beating down here in central California than it is in the Delta. Perhaps before we cut off more irrigation water to the west side of the valley, we might invest some green dollars into cleaning up the unsightly and sometimes dangerous garbage that now litters the outskirts of our rural communities.

We hear about the tough small-business regulations that have driven residents out of the state, at the rate of 2,000 to 3,000 a week. But from my unscientific observations these past weeks, it seems rather easy to open a small business in California without any oversight at all, or at least what I might call a "counter business." I counted eleven mobile hot-kitchen trucks that simply park by the side of the road, spread about some plastic chairs, pull down a tarp canopy, and, presto, become mini-restaurants. There are no "facilities" such as toilets or washrooms. But I do frequently see lard trails on the isolated roads I bike on, where trucks apparently have simply opened their draining tanks and sped on, leaving a slick of cooking fats and oils. Crows and ground squirrels love them; they can be seen from a distance mysteriously occupied in the middle of the road.


At crossroads, peddlers in a counter-California economy sell almost anything. Here is what I noticed at an intersection on the west side last week: shovels, rakes, hoes, gas pumps, lawnmowers, edgers, blowers, jackets, gloves, and caps. The merchandise was all new. I doubt whether in high-tax California sales taxes or income taxes were paid on any of these stop-and-go transactions.

[The hi lighted paragraphs are ways in which at least some of the nearly 47% of U.S. non tax payers are able to get by]


In two supermarkets 50 miles apart, I was the only one in line who did not pay with a social-service plastic card (gone are the days when "food stamps" were embarrassing bulky coupons). But I did not see any relationship between the use of the card and poverty as we once knew it: The electrical appurtenances owned by the user and the car into which the groceries were loaded were indistinguishable from those of the upper middle class.


By that I mean that most consumers drove late-model Camrys, Accords, or Tauruses, had iPhones, Bluetooths, or BlackBerries, and bought everything in the store with public-assistance credit. This seemed a world apart from the trailers I had just ridden by the day before. I don't editorialize here on the logic or morality of any of this, but I note only that there are vast numbers of people who apparently are not working, are on public food assistance, and enjoy the technological veneer of the middle class. California has a consumer market surely, but often no apparent source of income. Does the $40 million a day supplement to unemployment benefits from Washington explain some of this?

Do diversity concerns, as in lack of diversity, work both ways? Over a hundred-mile stretch, when I stopped in San Joaquin for a bottled water, or drove through Orange Cove, or got gas in Parlier, or went to a corner market in southwestern Selma, my home town, I was the only non-Hispanic - there were no Asians, no blacks, no other whites. We may speak of the richness of "diversity," but those who cherish that ideal simply have no idea that there are now countless inland communities that have become near-apartheid societies, where Spanish is the first language, the schools are not at all diverse, and the federal and state governments are either the main employers or at least the chief sources of income - whether through emergency rooms, rural health clinics, public schools, or social-service offices. An observer from Mars might conclude that our elites and masses have given up on the ideal of integration and assimilation, perhaps in the wake of the arrival of 11 to 15 million illegal aliens.


Again, I do not editorialize, but I note these vast transformations over the last 20 years that are the paradoxical wages of unchecked illegal immigration from Mexico, a vast expansion of California's entitlements and taxes, the flight of the upper middle class out of state, the deliberate effort not to tap natural resources, the downsizing in manufacturing and agriculture, and the departure of whites, blacks, and Asians from many of these small towns to more racially diverse and upscale areas of California.


Fresno 's California State University campus is embroiled in controversy over the student body president's announcing that he is an illegal alien, with all the requisite protests in favor of the DREAM Act. I won't comment on the legislation per se, but again only note the anomaly. I taught at CSUF for 21 years. I think it fair to say that the predominant theme of the Chicano and Latin American Studies program's sizable curriculum was a fuzzy American culpability. By that I mean that students in those classes heard of the sins of America more often than its attractions. In my home town, Mexican flag decals on car windows are far more common than their American counterparts.


I note this because hundreds of students here illegally are now terrified of being deported to Mexico . I can understand that, given the chaos in Mexico and their own long residency in the United States . But here is what still confuses me: If one were to consider the classes that deal with Mexico at the university, or the visible displays of national chauvinism, then one might conclude that Mexico is a far more attractive and moral place than the United States.


So there is a surreal nature to these protests: something like, "Please do not send me back to the culture I nostalgically praise; please let me stay in the culture that I ignore or deprecate." I think the DREAM Act protestors might have been far more successful in winning public opinion had they stopped blaming the US. for suggesting that they might have to leave at some point, and instead explained why, in fact, they want to stay What it is about America that makes a youth of 21 go on a hunger strike or demonstrate to be allowed to remain in this country rather than return to the place of his birth?


I think I know the answer to this paradox. Missing entirely in the above description is the attitude of the host, which by any historical standard can only be termed "indifferent." California does not care whether one broke the law to arrive here or continues to break it by staying. It asks nothing of the illegal immigrant - no proficiency in English, no acquaintance with American history and values, no proof of income, no record of education or skills. It does provide all the public assistance that it can afford (and more that it borrows for), and apparently waives enforcement of most of California 's burdensome regulations and civic statutes that increasingly have plagued productive citizens to the point of driving them out. How odd that we over-regulate those who are citizens and have capital to the point of banishing them from the state, but do not regulate those who are aliens and without capital to the point of encouraging millions more to follow in their footsteps. How odd - to paraphrase what Critias once said of ancient Sparta - that California is at once both the nation's most unfree and most free state, the most repressed and the wildest.


Hundreds of thousands sense all that and vote accordingly with their feet, both into and out of California - and the result is a sort of social, cultural, economic, and political time-bomb, whose ticks are getting louder.


Victor Davis Hanson is a senior fellow at the Hoover Institution, the editor of "Makers of Ancient Strategy: From the Persian Wars to the Fall of Rome" , and the author of "The Father of Us All: War and History, Ancient and Modern."

HOME MORTGAGES by Judge Dale, retired

HOME MORTGAGES

By Judge Dale, retired

Legal Researchers March 13, 2015

     Whenever you apply for a loan, you are requested to sign a Promissory Note for the total amount of the loan. Then a Payment Account is established. The Promissory Note is never endorsed by a member of the financial institution so that it can be sold without your permission. Three days later, the original promissory note, signed in ink, is sold to another Institution or foreign government, who will collateralize it or use it like a bond and issue currency or loans against it.

     Why the three days? It is because you have the right to withdraw from or cancel any contract within three days of acceptance. It is about the only right we have left and it may be found under the, Truth in Lending Act!

     All that matters to the bank, is that you are a flesh and blood human being and that you have affixed your signature to a Promissory Note! They don’t care if you have a great credit score or a poor one! Flesh and blood human beings, technically own everything, and all Corporations are fictional companies that have no value and cannot function until some human being blows life into them! The Promissory Notes each sell for the same value!

     Since the Promissory Note was sold without your permission, your mortgage debt to them is actually paid in full but they never tell you about that! In fact, the bank also sells your repayment plan to an investor or another bank for much less, and agrees to manage the payments for them. Most banks now employ a middle company to collect your mortgage payment. They do this because your mortgage and repayment plan is not reflected on the banks bookkeeping and under federal and international law, it is supposed to be! So the middle companies act as a buffer and keep them out of trouble!

     Since the banks can’t legally make loans against their depositor’s assets, everything is just a, paper chase! Your payments are deposited into the investor’s account who purchased it; and if it involves another bank, your payment is transferred to that bank where it is deposited into a savings account, under a number instead of your name!

     The reason the account is numbered is because it is really your savings account! You don’t owe them a debt and so they conceal your payments as a numbered savings account! If they included your name they would have to mail you a monthly accounting and that would tip you off!

   So any foreclosure that might occur thereafter is totally bogus and unlawful because they cannot produce the original Promissory Note! If demanded, they will produce a black and white photo copy but that is actually the counterfeiting of a Negotiable Instrument unless it is reduced or enlarged! The point being that if they cannot produce the original Note, it was sold!

     Given these circumstances, it was absolutely necessary for them to involve the Judges in their criminal conduct. Foreclosure Judges receive 10% of the original Promissory Note, after they authorize the bank to steal and sell your assets in foreclosure.

     This process essentially makes the rich man richer and explains how the banks can own the bulk of the skyscraper buildings, parcels of land and stadiums across America. In reality, we pay for our homes three times over its original purchase price without ever securing ownership.

   Mr. Warburg was a pretty ingenious fellow when he designed the Federal Reserve System and why we Americans always need to be two steps ahead of the banks, the courts and lawyers!

     According to the Constitution, the only way you can pay a debt is with silver or gold and since there is no silver or gold backed currency, the only thing we can do is to discharge our debts! A discharge is never a payment in full and it can be resold or borrowed against. Hence, lawyers purchase discharged debts for pennies on the dollar, open a collection company and hire people to harass you into paying that debt to them!

     Remember that in all legitimate contracts you always received

Paul Warburg was an agent for the Rothschilds, who executed their plan for the Federal Reserve Act.

     Something of equal value from the company or person you borrowed from. Collection companies fail to provide you with anything of equal value and lie to you that they are collecting the debt on behalf of the original creditor!

     The best way to handle a debt collector is to deny who you are and every question they ask . . .

     INTERESTING NOTE: In Libya, a citizen can apply for a home mortgage or business loan from the government, interest free, and he owns the land. In most cases, a citizen who desires to start a business like farming, the borrower is given a $50,000 grant or the land, a tractor, the seed and livestock to get started all for free! And our government has the audacity to call Momar Ghaddafi a fascist? President Ghaddafi had control over $200 Billion in gold and his life was threatened by the criminal cabal, if he refused to surrender that gold. Ghaddafi refused and was subsequently murdered by paid assassins hired by the United States government. May he rest in peace…

     CORPORATIONS: As I mentioned earlier, a corporation is a fictional character or entity in law, created by the government, which makes that fictional character or entity the intellectual property of the government but you are never told that! Corporations can own any number of other corporations but can never own a flesh and blood human being!

     All laws created under this parent corporation will essentially become corporate laws and regulations to govern the Parent Corporation and all subordinate or sub-corporations owned by the parent. These corporate laws and regulations are called statutes and their affect and control over human beings is deceptively obtained by consent through civil contracts. Look up the word 'person' in any modern law dictionary and you will see that a person is regarded as a corporation and not a flesh and blood human being.

     These civil contracts were secured by and through several federal and state voluntary registration programs designed to convert and enslave flesh and blood American citizens of the Republic into AntiCorruptionSociety.com offers a guide called LAWFULLY YOURS. This guide contains a Debt Validation template letter.


     Corporate property. These registration programs always involved government benefits as an inducement however nothing is for free and when the state and federal governments offer anything for free, you can bet that upon your acceptance, there are ropes and chains about to be attached to your neck, hands and ankles!

‘Most people do not know the weight of chain they already bare!’

Charles Dickens

     Legally, these civil contracts lacked “mutuality,” meaning that all registrants must understand the true nature and intent of the contract and subsequently must knowingly accept or consent to the terms of those contracts. The government’s subversive tactics perverts “mutuality” and lawfully eliminates any and all contractual relationships, as historically established by the ‘International Law of Contracts’ a/k/a Uniform Commercial Code.’

     The federal government, the B.A.R. and the courts, rely upon the Maxim that: “Ignorance of the Law is no excuse,” which is capable of being thrown back in their deceptive faces through literacy, which is what this exposé is attempting to provide to you!

     When a person is arrested or sued for a statutory regulation, also known as a criminal or civil law, he is actually being accused of violating a corporate regulation or corporate breach of contract! A civil contract that only exists over human beings by deception and fraud!

     There are no criminal laws in America. Rule 1 of the Federal Rules of Procedure [F.C.R.P.] use to specify this very fact. [e.g.] ‘All laws are civil,’ which was later modified by the Judiciary Act to conceal this fact by creating one set of Civil Rules [F.C.R.P.] and one set of Criminal Rules [F.Cr.R.P.] but this never changed the fact that there are no criminal laws in America.

     The Judiciary Act was necessary, once common people began to represent themselves in court and uncover this and other frauds.

     These Rules of Procedure and Rules of Court were originally designed and adopted to reduce confusion in the courts and were intended only for lawyers; however, this is not to say that the courts will not try to enforce them against non-lawyers!


     And by the way, there is no legislation which prohibits a common man to practice law without a license! Neither Lincoln nor Clarence Darrow ever attended law school; neither was licensed and each became a famous lawyer. This prohibition will be discussed next.

     Today, each Judge representing a Court of Record is a lawyer and a member of the American B.A.R. Association Union, and all these Union Judges have conspired to write a Local Rule of Procedure, prohibiting non-lawyers from the practice of law without a license! This practice protected their treason, insured work for the Union membership [B.A.R. lawyers] and is openly in violation of Federal Anti-Trust Laws!

     Anti-Trust Laws were intended to prevent large monopolies from forming because such monopolies can control prices, eliminate competition and violates free enterprise, which is exactly what the

B.A.R. and this Local Rule of Court intended to accomplish! Those Anti-Trust Laws have been modified so many times by B.A.R. Congressmen that they now almost assist in the creation of large monopolies. Gee, how could that happen?

     A lawyer is issued a license to practice law, a license permitting him to do something unlawful, so how did he pay for his license when our government has abolished our right to possess or own silver and gold? The lawyer is paid with Federal Reserve Notes (promissory notes) having no ascertainable value. So now, how is it that any lawyer is licensed to do anything? They aren’t; so when a lawyer or a lawyer judge enters a court they both come into that court with unclean hands to prosecute, defend or judge.

     “Unclean hands,” means that their appearance is reproachable and it makes them incapable of seeking or rendering a judgment or a conviction against anyone else! An old Maxim of law says it all:

“FRAUD VITIATES EVERYTHING.”

     The federal and state governments are not real. They are privately owned corporations called governments. The Judges are privately employed administrators called Judges and the law is nothing more than their corporate regulations called Statutes. The courthouses are no longer public buildings but are privately owned structures called Judicial Centers or a Department of Justice and the prisons are privately owned facilities that do not mention the City or County anywhere in its name.

Corporate Personhood, America's cancer

William Jennings Bryan, in his address to
the Ohio 1912 Constitutional Convention.
The first thing to understand is the difference between the natural person and the fictitious person called the corporation. They differ in the purpose for which they are created, in the strength which they possess, and in the restraints under which they act.
Man is the handiwork of God and was placed upon the earth to carry out a Divine purpose; the corporation is the handiwork of man and created to carry out a money-making policy.
There is comparatively little difference in the strength of men; a corporation may be one hundred, one thousand, or even one million times stronger than the average man. Man acts under the restraints of conscience and is influenced also by the belief in a future life. A corporation has no soul and cares nothing about the hereafter…
The great American cancer:Corporate Personhood; decided by an activist SCOTUS acting outside the US Constitution. One of Satan's greatest achievements, which made the War Between the States necessary.

ENDGAME By Davis Victor Hanson

 

Written by Davis Victor Hanson

The effort to use the federal government to thwart the candidacy of an unpopular presidential candidate and then to smear and ruin his early tenure as president.

    

     What is the endgame to never-ending wrongdoing? The FISA-gate, Clinton emails, and Uranium One scandals are sort of reaching a consensus. Many things quite wrong and illegal were done by both Hillary Clinton and her entourage and members of the Obama agencies and administration — both the acts themselves and the cover-ups and omissions that ensued. Remember, in the FISA-gate scandal such likely widespread criminal behavior was predicated on two premises: 1) certainty of an easy Clinton victory, after which the miscreants would be not only excused but probably rewarded for their zeal; 2) progressive hubris in which our supposedly moral betters felt it their right, indeed their duty, to use unethical and even unlawful means for the “greater good” — to achieve their self-described moral ends of stopping the crude and reactionary Trump.

     The wrongdoing probably includes attempting to warp a U.S. election, Russian collusion, repeatedly misleading and lying before the FISA courts, improperly surveilling American citizens, unmasking the names of citizens swept up in unlawful surveillance and then illegally leaking them to the press, disseminating and authenticating opposition smears during a political campaign, lying under oath to Congress, obstructing ongoing investigations, using federal funds to purchase ad hominem gossip against a presidential candidate, blatant conflicts of interests, weaponizing federal investigations, trafficking in and leaking classified information . . . The list goes on and on. The State Department is now involved.

       Apparently anyone who was a former Clinton smear artist can pass fantasies to a sympathetic or known political appointee at State. And if the “dossier” fits the proper narrative and shared agenda, it gains credence enough to ensure that it is passed up to senior State officials and on to the FBI. Perhaps a private citizen with a grudge against a rival should try that as well. These scandals will grow even greater before various congressional investigations expire. But then what? In some sense, we are in uncharted territory — given the misadventure of appointing Robert Mueller as special counsel. His team is now replaying the role of Patrick Fitzgerald in the Scooter Libby case: investigating a crime that did not exist and that even if it did was committed by someone else.

     The Mueller team’s likely parachute will have little if anything to do with the Russian collusion that it originally and chiefly was appointed to investigate. Instead, it’s likely to settle for perjury and obstruction charges against peripheral Trump officials (if the cases are not thrown out by possible reliance on tainted FISA transcripts). The indictments may gain a little traction if they are timed to be released before the midterm elections, hyped in the mainstream media, and calibrated to be tried before liberal D.C. juries.

     The investigation may seek some redemption or justification if it criminalizes the secretly taped bombast of a Trump family member, catching him in some sort of perjury trap or business misdeed. Yet Mueller’s appointment makes resolution of FISA-gate and its associated scandals more difficult to resolve. His value for the Left is not in what he will find but that his mere presence will become an argument ipso facto for never again appointing anyone like him. After all, has the U.S. government ever had two special counsels working at cross-purposes, each investigating one of the two candidates in the prior presidential election?

     Once a special counsel is appointed, can he be superseded by a really special or special-special counsel? Once a special counsel is appointed, can he be superseded by a really special or special-special counsel, an attorney who might have to investigate the other special counsel (who was in charge of the botched Clinton Uranium One scandal, who was appointed through a clear and constructed conflict of interest, and whose own team is largely composed of proud partisans and campaign donors, and who may have been involved in using poisoned FISA surveillance data to leverage confessions or indictments)?

     It is unlikely that Rod Rosenstein will demand to see whether Mueller, after almost nine months, has actually found much evidence of collusion. Nor is Rosenstein apt to order Mueller to cease a mostly dead-end investigation and redirect it along a freeway of Clinton-Obama-connected collusion, obstruction, and fraud. (Read the Page-Strzok text archive to see why the present weaponized bureaucratic culture in D.C. is utterly incapable of disinterested inquiry.) Still, Democrats at some point will see that what they thought was the formerly defensible is now becoming absolutely indefensible. Adam Schiff, after months of leaking, making grandiose false statements on cable TV, and getting punked by Russian comedians, is now a caricature. He became the sad legislative bookend to the neurotic James Comey. Schiff will probably soon be forced to pivot back to his former incarnation as a loud critic of FISA-court abuse.

     Those who still persist in denying the extent of clear wrongdoing will suffer the tragicomic fate of Watergate-era Representative Charles Sandman (an authentic World War II hero) and Rabbi Baruch Korff (who as a child fled Ukrainian pogroms). The last diehard supporters of Richard Nixon as he faced impeachment, they both ended up widely discredited because of their political inability or personal unwillingness to see what was right before their eyes. After all, professed civil libertarians, hard-hitting investigative reporters, and skeptics of nontransparent and overreaching federal agencies are now insidiously defending not the just the indefensible, but what they have claimed to have fought against their entire lives. Woodward and Bernstein in their sunset years have missed the far greater scandal and in their dotage will likely nullify what they once did in their salad days. If the economy keeps improving, if Trump’s popularity nears 50 percent, and if polls show the midterm elections still tightening, we should see the politics of Democratic equivocation sooner rather than later.

     So what would be their terms to call it all off? I think the Democratic fallback position will be to point to the career carnage at the FBI and DOJ as punishment enough. Director Comey was fired. Deputy Director Andrew McCabe was forcibly retired. FBI lawyer Lisa Page was reassigned and demoted. FBI general counsel James Baker resigned. Senior agent Peter Strzok was reassigned and demoted. The former FBI director’s chief of staff, James Rybicki, resigned. Mike Kortan, FBI assistant director for public affairs, took retirement. Deputy Attorney General Bruce Ohr was reassigned and demoted. Justice Department’s counterintelligence head, David Laufman, resigned. A cadre of others “unexpectedly” have left, allegedly (or conveniently) for private-sector jobs. Such career implosions do not happen without cause.

     And if that is not enough, Democrats may further tsk-tsk that if there were perhaps zealotry and excesses, they were in the distant past. An out-of-office Susan Rice, Ben Rhodes, Samantha Power, James Clapper, John Brennan — and Barack Obama — may have stepped over the line a bit in matters of surveillance, unmasking, and leaking. But do we really wish to go back and put another administration on trial, politicizing governmental transitions?

     And if that is not enough, Democrats will also shrug that the collusion mess was analogous to another Republican Benghazi hearing: lots of embarrassing smoke of “what difference does it make” admissions, but little fire in proving beyond a shadow of a doubt that the main players engaged in prosecutable crimes.

     And if that is still not enough, Democrats in extremis may concede that Mueller could retire with his minor scalps, and both sides then could call it quits, even-steven. Who knows, perhaps they will say that Christopher Steele had a history with Russian oligarchs and was using his paymaster Hillary Clinton as well as being used by her?

      Accepting any of these obfuscations would be a grave mistake. Despite a nonstop media assault on Trump’s administration, Representative Devin Nunes, and the congressional investigative committees, more than 50 percent of the public already believes that the Trump campaign was illegally surveilled and smeared through the confluence of the Clinton campaign, the Obama administration, and the FBI. Voters would only grow more cynical if some Americans were allowed to abuse constitutionally protected civil liberties, and to lie to the Congress, the FBI, and the courts, while the less connected others go to jail for much less.

     Without a judicial accounting, it will be impossible to clean up the hierarchies of the FBI and the DOJ. Indeed, absent accountability and punishment, the new modus operandi would be for any lame- duck incumbent administration to use federal agencies to enhance the campaign of its own party’s nominee. It would be only logical to conclude that criminal acts used to help a successor would be forgotten or rewarded under the victor’s tenure. Voters would only grow more cynical if some Americans were allowed to abuse constitutionally protected civil liberties, and to lie to the Congress, the FBI, and the courts, while the less connected others go to jail for much less.

       What is needed? Attorney General Sessions must find muscular, ambitious, and combative prosecutors (preferably from outside Washington, D.C., and preferably existing federal attorneys), direct them to call a Grand Jury, and begin collating information from congressional investigations to get to the bottom of what is likely one of gravest scandals in post-war American history: the effort to use the federal government to thwart the candidacy of an unpopular presidential candidate and then to smear and ruin his early tenure as president. Only another prosecutorial investigation, one way or another, will lead to resolution, take the entire mess out of the partisan arena, and keep the anemic Mueller investigation honest — with the full knowledge that if its own investigators have violated laws or used tainted evidence or in the past obstructed justice, then they too will be held to account.

Unbonded Office Holder's actions are null and void

 

Date: April 30, 2017, Subject research results and bond locations.

From: Jack Mizell, taxpayer. To: Mr. Young Boozer, Treasurer and Mr. Jim Zeigler, Auditor

 

It has been a couple of years since I visited with you in your office.  At that time, I was midway in my discovery of the mortgage industry non-disclosure fraud.

Since my discovery is far enough along, perhaps a report is in order.  However, you may already know much of the non-disclosed information.

1.       A system was set up so that the taxpayer would co-sign with otherwise unqualified borrowers. Tax Payer “bailout”. Legal jeopardy was avoided by a criminal declaration that the promissory note was never filed into public record despite the law requiring the mortgage and note to remain one unit.

2.       Banks appeared to be the lender, but was only a servicer.  The notes were separated from the security making both legally null and void.

3.       The holder-in-due-course, who alone could foreclose, was never identified.

4.       Banks found it more profitable to foreclose being paid handsomely to do so. Refinance was continually rejected because there was no evidence of debt to be surrendered stamped paid-in-full. Cover up of the fraud was foremost.

5.       All foreclosures were wrongful.  Kansas State Supreme Court estimated 62 million unenforceable mortgages were of record in 2009.  Now it is grown by ten million.

6.       Quite Title actions have exposed who the title holder really is.

7.      “Robo-signing” was considered a crime, but offenders could pay fines then labeled as members of corporations “too big to fail.” Now the attorneys are exempt from any sanctions and their unsworn and unverified statements are considered competent evidence for transforming an immoral lie into a legal truth.

8.       Notes stamped paid-in-full by proceeds from the auction of property are not surrendered, but instead placed on the investment banker side as non-performing assets.  The FBI calls such theft “accounting control fraud”.

9.       When a certified forensic loan audit is presented for a loan by a certified expert, the bank does not prevail in rebutting the audit by an institutional banker.  The punitive damages are $5 million after treble damages are imposed and all payment funds returned.

10.   Fortunately, there is no statute of limitation on a quiet title action and on fraud.

11.   The past decade of chicanery is expected to require more than a century to unravel. 

12.   In my case three items of fraud were involved.

a. No holder-in-due course that could be identified creating a “cloud” over the title that prevented clear title conveyance.

b.  Law enforcement present at the auction eliminated the possibility of a non-judicial auction.

c. Prepayment was refused even when funds were already on deposit in a WF main bank.

d. Petition for injunctive relief was denied by un-bonded judges, who was none-the-less charmed by barred attorney statements even when the attorney was not the authorized corporate representative.

e. The judgment made after a forty-five-minute hearing was affirmed by higher courts. The newly appointed circuit court female judge hoped to avoid the embarrassment that comes from the forfeiture of judicial immunity by acting outside the written law. The female judge’s appointment succeeded because of the threat condition of Governor Bentley’s chief adviser, Rebekah Mason.

13.   WF’s secret manual was published only for attorneys and was the attorney’s guide to be used to deceive the courts into accepting the “color of law” the attorney presented.

14.   CEOs absorbed the fruit while blaming subordinates and congress for the non-disclosure.

Suffice it to says that the swamp is populated by a multitude of alligators and the swamp dimension covers the entire US. Donald Trump boiled the blood of those, now angry, who had been deceived.

Just check with the Secretary of State to determine how few legally hold office.  Where is your bond?

Jack

Separate note: Office holders without required performance bonds, which benefit the taxpayer and are not filed, include the Governor, Secretary of State and the Attorney General. All their actions without bonds are declared null and void by an OPERATION OF LAW. Pray for Doug Jones.

Get within tolerance

 

GET WITHIN TOLERANCE

Project Purchase real estate using future income.

Objective: creation of wealth.

Scope of work: Cost of wealth creation using recognized “legal tender” as index.

Translation of imagined into real.

Equipment needed for translation. Human labor

PROCESS

Agreement for digits to be used to initiate scope of work. (Signature authenticated by notary for use in creating negotiable instrument with specific value on promise to pay instrument and secured by the real estate equal in value to the created negotiable instrument).

SPECIFICATIONS

Both instruments, promise to pay and mortgage must be maintained as one unit that cannot be separated.

Mortgage instrument must be recorded in public record at Probate Office in county where the real estate is located. Promissory Note remains unfiled and stored in a locked, fire-proof container until full payment is made and then surrendered stamped paid-in-full to the signor.

The agreement remains private. A public state action is required for enforcement compliance by both parties. If the “borrower” defaults, the real-estate may be sold to satisfy the demands of the promissory note. If the “lender” defaults and conducts a wrongful foreclosure, treble damages are to be assessed and awarded to the “borrower.”

The standard for law enforcement of contract compliance is due process. A foreclosure of mortgaged property auction cannot be conducted in the presence of law enforcement except when ordered by a Judge whose judgment replaces the promissory note after the note has been filed un-returnable into the case record with the local circuit clerk allowing the note to be authenticated.

Failure to record the mortgage into public record or failure to file the note into the circuit clerk’s court records, tenders the agreement to be null and void because the “lender” is left without the standing necessary to seek law enforcement absent a valid contract to be enforced.

NOTE: Public officials enlisted for contract compliance enforcement qualify for office by posting both a payment and performance bonds, which are on file with the Secretary of State Office. An official who issues a judgment yet has posted no bond, assumes personal liability for any damages resulting from any actual non-compliance findings.

Summary for non-compliance:

“Borrower” default allows the sale of property to satisfy the promissory note>

“Lender” failure to be holder-in-due-course of the original promissory note therefore no filing into Circuit Clerk’s case record. Refusal to accept full payment is default by the “lender”.

Result: Compliance law enforcement renders the agreement null and void as completed.

QUIET TITLE ACTION

 

PROOF OF CLAIM: Look, if you are planning to sue someone and you accuse them of some wrong doing, you better have proof.  The person doing the accusing (the Plaintiff) has the burden of proof.

Before you can go to court, you must have some sort of grievance that you are seeking relief on.  For example, if you had a contract and the other person broke that contract causing you to suffer as a result of that breach.  This is called a Cause of Action.  In other words, “why are you suing this guy?  What wrong did he do to you?” You must have a valid reason to bring your suit. http://www.fraudstoppers.org/who-has-the-burden-of-proof/

There are a number of different causes of action you can accuse the other party of.  For example, breach of contract, fraud, tortious interference, etc. Another very special type of cause of action is called a Quiet Title Action.  These types of “Actions” (an “Action” is just legal jargon for a civil action…or a civil suit) are done when there is a cloud of title issue that needs to be resolved.  As a title owner, you have an obligation to defend your title against encroachments.  For example, if I started to build fence three feet into your land and you say nothing… then five years later, I sell my land, and change the legal description to include that extra three feet…and you say nothing, then that extra three feet is mine.

Let’s discuss the Deed of Trust and Mortgage to see how this all fits in.

The Deed of Trust or Mortgage:

The Deed of Trust is a special Trust that is created specifically so that you (the landlord) temporarily grant your title in trust to the new Trust to secure against the promissory note.  When you create a Trust, you appoint a Trustee.  You also give that Trustee the power to sell your property in the event of a default of the promissory note.  This is the vehicle and mechanism your “lender” uses to foreclose and sell your house.  The same goes with a Mortgage in a Judicial State, except there is no need for a Trustee.

In the event that there is a problem with the promissory note or deed of trust, then there is an issue called “cloud of title”.  When a title is clouded, you will have a problem selling your house.  Let me give you an example.

Let’s say the County places an imminent domain claim on a strip of land on your property to lay down some pipes.  They then record this on your county records.  But because of budget cuts, they decided not to lay the pipes, but forgot to give you your land back.  2 years later, you are trying to sell your house.  It will be stopped because you are selling part of a land you don’t own (i.e. the strip for the un-laid pipes).  In order to un-cloud the title, you will need to seek a Quiet Title Action.

As we discussed, your promissory note has been permanently converted into a stock.  It has also been fully discharged.  The language on your Deed of Trust says, “This Deed of Trust secures a promissory note”, and if the promissory note is destroyed through permanent conversion, then the Deed of Trust secures nothing.  This is just like the situation with the strip of land with the un-laid pipes.  It’s lost property.  It’s unclaimed land.  As the Title owner, you have an obligation to defend your land and title.

This is why we need to do a Quiet Title Action to reclaim our land to resolve the controversy.  In a Quiet Title Action, you basically issue a challenge to all parties wishing to lay a claim on our property to come forth and provide the proof of their claim(s).

Dig or Beg, Chapter One

 

Present day Alabama. Forces of the present day use the same methods used over eleven hundred years ago by Jezebel and Ahab. The object was to take Naboth’s property located near the King’s summer palace in Jezreel. Bearing false witness achieved the goal that ended in the stoning of Naboth. Today, theft uses unsworn and unverified statements of barred attorneys accepted, not as false, but true. So effective is the method that murder is rarely is murder necessary. See 1 Kings 21 & 2 Kings 9. Sometimes when digging to please the King fails, begging is all that remains, and, without mercy, death is certain.

CHAPTER ONE: FOURTEEN YEARS, AGO A DIFFERENCE IN INTENTIONS

Maxim: A hidden intention is bad. My intent gives a name to my act.

The “borrowers”, Haywood Jackson and Alice Faye Mizell wished to make a mortgage loan so that they would be able to purchase a piece of real “historical” property that would be preserved as restored and made their home. The mortgage closing date with Wells Fargo Home Mortgage, Inc. was June 9, 2003.

MORTGAGE STANDARD: NOTE EVIDENCES THE DEBT

 A “lender” who makes a mortgage loan must have the promissory note that evidences the debt placed in a secure locked, fireproof container. (See EXHIBIT CFR-R 34 CFR 674.19(4)-Fiscal procedures and records) Once paid in full the mortgage loan promissory note instrument must be returned to the borrower stamped paid in full. (See Ala. Code 7-3-501(b) (2) and 7 CFR 1951) The original promissory note secured by mortgage must have the mortgage of the real property placed on file at the recorder of deeds and mortgages at the courthouse in the county where the real property is located. (See Ala. Code § 35-4-51.) Please note that Wells Fargo Home Mortgage, Inc. ceased its corporate existence in the spring of 2004, months before Wells Fargo Bank, N.A. was approved to do business in Alabama. Obviously, the assignment, “without recourse”, signed by an official of WFHM, Inc, transferring the unit from Wells Fargo Home Mortgage, Inc. to Client 708, FHLMC was before Wells Fargo Bank, N.A. became a servicer qualified to do business in Alabama. Wells Fargo Bank, N.A. never owned the promissory note, the evidence of debt, acting solely as Servicer.

Should the “lender” elect to sell the promissory note, the assignment must be duly executed, and the assignment placed on file in the same courthouse. Every assignment must be recorded. The chain of title must remain unbroken. (See Ala. Uniform Securities Act Page 46, Paragraph 11(a)) The purpose of the recording is to give notice to the world of the ownership of the property and who might have interest in the property, the holder-in-due-course of a debt instrument.

Only the holder-in-due-course with the properly assigned note duly recorded can liquidate the mortgage identified as the real property to be used to satisfy the note which is the evidence of debt. (See §7-3-305 Defenses and Claims in Recoupment). In every mortgage loan when the note, which evidences the debt, is paid in full, then the note must be stamped paid-in-full and returned promptly to the borrower. (See §7-3-501(b)(2)). When the borrower holds the note then the note has been satisfied and taken out of circulation.

In a mortgage loan when a borrower default occurs, consent is given in the mortgage itself and that consent is called “power of sale” in that the property may be liquidated to satisfy the note which is the evidence of debt.

Prepayment of the mortgage loan note satisfies the loan taking the loan out of circulation by stamping the note “paid in full” and returning the note to the signers of the instrument note. The mortgage is thereby extinguished. Should the “lender” improperly refuse prepayment in full, (See American Jurisprudence §618) then the lender has defaulted and must pay treble damages as an operation of law, if a wrongful foreclosure has been conducted.

 

(See § 55-59.6. Foreclosure; civil penalty for fraud; civil action

C. The owner of the property subject to foreclosure has a civil cause action against a person who has violated this section, and shall be entitled to recover from such person compensatory damages in the amount of three times the damages incurred by the owner as a result of the violation in addition to reasonable attorney fees and costs.)

 It is important to note that in a mortgage foreclosure based on a borrower’s default in payment, legal notice of the time and date of the foreclosure auction conducted with “power of sale” must be published in a local newspaper for three consecutive weeks (four successive weeks where there is no “power of sale”) or the sale is not valid.

When a creditor defaults by improperly refusing prepayment in full, the re-conveyance requires no legal notice publication. See American Jurisprudence § 618.  

UNSECURED CHECK WHEN SEPARATED FROMTHE MORTGAGE

The “lender” Wells Fargo Home Mortgage, Inc. wished to purchase a promissory note for resale, but wished to mislead the borrowers into thinking that they have received a mortgage loan with the real property to be purchased to become security for the mortgage loan if the borrower defaults.

Wells Fargo Home Mortgage Inc., the “lender”, before the transfer to Freddie Mac, the actual lender, wishes to keep its dealings with the promissory note a secret, the usual legal term is fraudulent concealment. Why? Once the promissory note is executed and delivered to Wells Fargo Home Mortgage Inc. it can be made into an electronic file after it has been scanned and then, to avoid duplication, the original can be shredded. The promissory note in electronic form can be delivered to Freddie Mac who came forward with funds to purchase the promissory note. Freddie Mac’s procedural manual required physical delivery of the note and mortgage complete with the original signor signatures.  The promissory note sold to Freddie Mac is stamped “WITHOUT RECOURSE PAY TO THE ORDER OF________________” and signed by the (now defunct since 2004) corporate official. The promissory note has been changed into a check separated from the mortgage and distributed into commercial trade. No mortgage loan has ever been made, which establishes that the instruments filed into public record is false.

Please note that to collect on a check which has no attached “power of sale” for specific property must publish four successive weeks of legal notice in a local newspaper. See Ala. Code § 35-10-3 since the instant case foreclosure was for a check, the publishing for three actual weeks was insufficient making the foreclosure deed false. The publication should have been for four successive weeks. What bank was the check drawn on?

Again, when the “lender” defaults by refusing prepayment in full, re-conveyance is made without publishing notice.

Since the borrowers were made to believe that they were making a mortgage loan, they were not asked for consent that the promissory note be transformed into a check for distribution into commercial trade. Therefore, the check is circulated without consent. A false instrument is a “document”, a photocopy bearing no wet-ink signature granting consent.

How the determination is made as to the “lender's” treatment of the promissory note is simple. Once sold a promissory note is not required to be returned to the borrower after the promissory note has been made into a check and put into commercial trade. A promissory note secured by a mortgage must be returned to the borrower if full payment is made. The return of the promissory note defines its being a check or a mortgage.

Central to the understanding of this conflict of intentions between the “borrower” and the “lender” is knowing that the signature on a piece of paper is the property of the signer and is of great value. The signature on a piece of paper constituting a promissory note, the instrument, which becomes tangible property and cannot be destroyed by anyone other than the signer. The signer can destroy the note once it has been paid in full. Wells Fargo Home Mortgage, Inc. destroyed the note after it was scanned and transferred to Freddie Mac, identified as the lender, and before the false instrument, paraded as a mortgage, was filed in the courthouse records. No subsequent assignments are on record as checks require no recordation. Having been separated from the mortgage with no recorded assignment, the note is null and void making the mortgage unenforceable.

§ 7-3-305c implies that FHLMC having bought a check that is separated from the mortgage (a mortgage must be assigned and recorded), is without rights of a holder-in-due-course connected with a mortgage. Separation of the note and mortgage renders the note and mortgage null and void. Only the one entitled to the money secured is entitled to foreclose or the proven ownership of the debt. The holder in due course by assignment or the holder or bearer of the note at the time of foreclosure begins can foreclose. Ownership of the mortgage does not pass though indorsed in blank. Property cannot be transferred when the foreclosure deed is invalid because of lack of authority to foreclose.  The assignment by an agent to a mortgage cannot be valid other than by possession from delivery of the instrument which consents to “power of sale”.

The attorney for Wells Fargo, Stephen Pudner, stated in the hearing in February 2014 Federal Court that the instruments were a mortgage and that the Appellant had defaulted, but Wells Fargo Bank, N.A. would not surrender the instrument even though full payment had been made because no original can be disbursed. The unit had been destroyed as no longer needed. Many copies are available. Mr. Pudner stated that Wells Fargo sympathized with the Mr. Mizell in the unfortunate circumstances especially seeing that the Mr. Mizell had been swayed by James B. Graham, who signed an affidavit to refinance and showed that the source of funds on deposit with Wells Fargo, deposits to be used in full payment and satisfaction of the mortgage. Wells Fargo refused the verified prepayment offer and foreclosed to cover the obvious fraud.

The attorney, D. Keith Andress, for Wells Fargo stated in the state court December 2014 hearing that the instrument was a check and was the property of Wells Fargo. WF does not surrender original documents, but would give the Appellant a photocopy. No instrument was offered, only a false instrument. No mention was made of the true lender, FHLMC as reported to the IRS on a form 1099A.

Mizell gave written authorization to WFHM for Mr. Mizell to speak as representative for he and his wife. Mr. Andress had no authority to speak for Wells Fargo Bank, N.A. No one was present to speak for Wells Fargo. The court instead permitted an unsworn and unverified statement from Mr. Andress that was as competent evidence. The Judge does not have a performance bond as required by law. The judge has a filed payment bond of record. The law prohibits anyone from holding a public office who has no filed performance bond. All actions by an unbonded judge are void even his recognition of incompetent evidence.

Mr. Andress filed an appearance, but will not file written authorization from the Wells Fargo’s Board of Directors. Wells Fargo has no barred attorney representation in this case. By law, hearsay cannot be accepted as competent evidence.

Who is the true lender? Let the True-lender’s Counsel speak.

Who does Wells Fargo perform servicer duties for? Mr. Andress could show no Pooling and Servicing Agreement. Who and where is the “party-of-interest” whose identity can be proven?

Why was there no face to face meeting before foreclosure as required by law? A face to face is not required for collection of a check. Wells Fargo knew it was a check, but conducted a “power of sale” auction without four weeks of sufficient notice making the entire foreclosure wrongful and subject to treble damages as required by HUD.

Wells Fargo filed, on an IRS 1099A form, that the true lender was Freddie Mac. Wells Fargo had sold its interest to Freddie Mac, but had failed to record the assignment of the transfer on public record. Wells Fargo used the separated mortgage on file with the Dale County Probate Office as authority to foreclose claiming the check as a valid loan and lien. Publication was made for three consecutive weeks wanting all to believe that the false instruments were a mortgage loan, not a check. The law prohibits foreclosure auction conducted before thirty days after the last legal published notice. Theft depends on an evasion of legal conduct.

No mention was made of Wells Fargo’s improper refusal of prepayment. After all, Wells Fargo stated that they only foreclosed on those who did not deserve to remain in their homes implying that only a borrower can default, never a lender.

Law enforcement was illegally presence at the non-judicial foreclosure auction of Mizell’s property.

So, denial of trial by jury has kept secret the recognition of the true lender, the true holder-in-due-course, and the determination of the validity after the separation of the note from the mortgage, or if the “tail” is dead. The cow is recognized as the note, and the mortgage as the tail. The cow can live without the tail, but the tail cannot live without the tail.

These are few issues in controversy. Creditor default is defined as improperly refusing payment. Slander of Title and default Judgment are other examples of lender default.

The FBI has stated that 80% of all mortgage fraud is conducted by the lender, not the borrower. The public holds that the opposite is true. So sad. The national asset ownership in the hands of the one-percent has grown from 9% in 1999 to 48% in 2017. One must admit that the method Jezebel used in 900 B.C. is just as effective when used in 2017.